Critical Illness Insurance
This is my favorite coverage for everyone.
This pays a tax-free lump sum when you get very sick, with a high probability of a complete recovery. This is the case with many illnesses.
24 Illness such as cancer, heart attack, or stroke.
Upon diagnosis, you receive the cash to assist in reducing the financial stress of not being able to work and meet your financial obligations.
The best part is if you do not have an illness, you can choose to have a return of the premiums you paid into the contract.
Win, win, or forced savings with protection in case of need.